At Nordens, we don’t just help you to secure finance for your business; we help you decide if it’s genuinely the right step to take. Often, the best advice isn’t about borrowing more—it’s about getting to the heart of the issue. Whether it’s cash flow management, operational inefficiencies, or a temporary shortfall, we take the time to understand your situation holistically.

Need a fixed amount of money for a significant outgoing payment? A term loan provides a set amount of funding over a fixed period, with consistent repayment terms. Ideal for working capital deficits or large, one-off expenses, term loans offer both secured and unsecured options.

Flexibility is key for short-term cash flow needs. A Revolving Credit Facility works like an overdraft facility, where you can draw down funds as needed and only pay interest on the amount used. This is a great option for businesses looking for more adaptable financial support over a shorter time frame.

For retail or online businesses that rely on card payments, a merchant cash advance offers a flexible repayment structure. Lenders take a percentage of your daily card sales, so repayments adjust according to your cash flow—perfect for businesses with fluctuating sales.

Purchasing new equipment or vehicles? Asset finance enables businesses to acquire necessary assets while spreading the cost over time. This option is often cheaper than using a term loan and allows businesses to invest in critical infrastructure without draining cash reserves.

Struggling with unpaid invoices? Invoice financing provides immediate cash flow by advancing up to 90% of the value of outstanding invoices. With options like invoice discounting and factoring, you can choose whether to retain control of your credit management or hand it over to the lender.

Looking to purchase or refinance a property for your business? Commercial mortgages, buy-to-let loans, and bridging finance offer solutions for property acquisition or investment. From auction purchases to development finance, we help you find the right fit for your property needs.

For businesses involved in international trade, bridging the gap between importers and exporters can be tough. Trade finance offers solutions that allow you to fulfil large orders without straining your working capital, ensuring the smooth flow of goods and services.

Sometimes the simplest solution is the best one. Credit cards and prepaid cards offer short-term cash flow management, allowing for flexible and easy spending control within the business. Prepaid cards can also help manage team expenses effectively.