Insurance for Contractors and Freelancers

At Nordens, we recommend that all clients with limited companies are appropriately insured to work.

Why do I need insurance?

Most recruiters require contractors to have business insurance in place. If your actions lead to anything being damaged, or anybody being injured, it is essential that you are insured, as it may result in a costly claim being made against you.

What types of cover should I consider?

• Professional indemnity — covers you if you are accused of professional negligence, making an error, or giving bad advice which results in your client losing money.
• Public liability — provides cover if someone is injured or property is damaged as a result of your actions whilst supplying services.
• Employers' liability — protects you against claims from employees and is compulsory for almost all UK businesses.