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    Fractional CFO

    Board-level financial leadership, without the full-time cost.

    The bar for fractional CFOs has risen. Growing businesses no longer want a part-time accountant with a bigger title — they expect a genuine strategic partner who brings commercial judgement, sector experience and real-time financial intelligence to the boardroom. Our Fractional CFO service gives you exactly that: a dedicated finance director-level partner accountable for outcomes, not just reports.

    You've built something real.

    Revenue is growing. But the financial side hasn't kept pace with your ambition. Sound familiar?

    Typically £1M–£5M turnover businesses ready for strategic growth

    5–30 employees with ambitious, owner-led leadership

    Experiencing cash pressure, margin uncertainty or scaling complexity

    Considering expansion, acquisition or investment

    Outgrown compliance-only accountancy and need real financial leadership

    Want clarity, control and a structured financial growth strategy

    Financial leadership packages

    Three structured packages designed to meet you where you are — and take you where you want to go.

    Financial Control

    Foundation-level financial clarity

    • Monthly Bookkeeping & Compliance
    • Tailored Monthly Management Reporting
    • Quarterly / 6-Monthly Tax Projections

    Performance Partner

    Strategic reporting & board support

    • Monthly Bookkeeping & Compliance
    • Tailored Monthly Management Reporting
    • Monthly / Quarterly Board Meetings
    • Business Performance Scorecard
    • Cash & Profit Break-even Analysis
    • Quarterly / 6-Monthly Tax Projections
    Recommended

    Growth CFO

    Full fractional CFO leadership

    • Monthly Bookkeeping & Compliance
    • Tailored Monthly Management Reporting
    • Monthly / Quarterly Board Meetings
    • Business Performance Scorecard
    • Cash & Profit Break-even Analysis
    • 3–5 Year Scenario Forecasting
    • Forecast Integration into Finance System
    • Finance Function Systemisation & Optimisation

    The problem most businesses face.

    Most businesses at the £1M–£5M stage are flying blind financially. They have accountants, not advisors. Reports, not strategy. And as fractional CFO support has become mainstream, simply having one is no longer enough — the question is whether yours is actually moving the needle.

    Growth Doesn't Equal Clarity

    Revenue increases can mask margin weakness. You're busier than ever, but are you actually more profitable?

    Cash Strain During Scaling

    Hiring, investing, expanding — every step forward puts pressure on cash. Without visibility, growth becomes a gamble.

    Reports Without Direction

    Monthly packs land in your inbox, but nobody is translating them into decisions. Data without interpretation is just noise.

    You Don't Need a Full-Time FD

    But you do need board-level financial leadership. Someone who translates numbers into decisions and strategy into results.

    Beyond compliance. Towards strategy.

    Today's fractional CFO has to earn their seat at the table — and we do. We don't just tell you what happened. We help you understand what it means, what's coming, and what to do about it, combining hands-on sector experience with real-time reporting technology and a structured strategic cadence.

    Our Fractional CFO services

    01

    Tailored Management Reporting

    Monthly visual and numeric reporting built from conversations with your dedicated relationship manager — insight you can act on, not just numbers on a page.

    02

    Real-Time Financial Dashboards

    Cloud-based dashboards giving you live visibility of cash, margins and KPIs between meetings — because modern finance leadership doesn't wait for month-end.

    03

    Quarterly Board-Level Meetings

    Interpreting performance against goals, identifying risk, and translating finance into actionable decisions.

    04

    Investor, Lender & Exit Readiness

    Investor-grade reporting, financial models and due diligence preparation — whether you're raising, refinancing or building towards a sale.

    05

    Business Performance Scorecard

    Non-financial KPIs, leading indicators, and operational alignment — the full picture, not just the P&L.

    06

    Cash & Profitability Break-Even Analysis

    Understand exactly what it takes to break even — from both a cash and profitability perspective.

    07

    3–5 Year Scenario Modelling

    Base, best and worst case forecasting so you can plan with confidence, not guesswork.

    08

    Forecast Integration & Tax Planning

    Forecasts embedded into your finance systems, with quarterly or 6-monthly tax projections.

    A structured process.

    01

    Strategy Kickoff Workshop

    A deep-dive into your business, goals, and financial landscape. We align on priorities from day one.

    02

    Financial Scorecard Build

    We design your bespoke performance scorecard — the financial and operational metrics that matter most.

    03

    Break-Even Analysis

    Cash and profitability break-even modelling so you know exactly where you stand.

    04

    3–5 Year Scenario Planning

    Base, best and worst case modelling to stress-test your growth plans and de-risk decisions.

    05

    Quarterly Board Cadence

    Ongoing board-level meetings where we review, recalibrate and drive the strategy forward.

    Better decisions. Stronger results.

    Decision Confidence

    Make strategic decisions backed by real data, not gut feeling.

    Cash Clarity

    Know where your cash is, where it's going, and how to protect it.

    Margin Visibility

    Understand true profitability by client, service, and channel.

    Risk Reduction

    Identify threats before they become crises. Plan for scenarios, not surprises.

    Long-Term Value Creation

    Build a business that's worth more — whether you're scaling, selling, or succession planning.

    Common questions.

    What's the difference between a Fractional CFO and an accountant?
    An accountant tells you what happened. A Fractional CFO tells you what to do next — providing board-level strategic financial leadership on a part-time basis.
    What are the package options?
    We offer three tiers: Financial Control (foundation), Performance Partner (strategic reporting & board support), and Growth CFO (full fractional CFO leadership).
    How much time does a Fractional CFO spend with my business?
    This depends on the package. Typically between 1-4 days per month, including board meetings, reporting and ad-hoc strategic support.
    At what stage should I consider a Fractional CFO?
    Most businesses benefit from fractional CFO support once they reach £1M-£2M turnover and are looking to scale strategically. If you're making decisions without clear financial data, it's time.
    What does a quarterly board meeting involve?
    We review performance against goals, analyse KPIs and financial scorecards, identify risks and opportunities, and set actionable priorities for the next quarter.
    Can a Fractional CFO help with fundraising?
    Yes. We prepare investor-ready reporting, financial models and forecasts, and can support you through fundraising processes and due diligence.
    How much does a Fractional CFO cost in the UK?
    A full-time finance director typically costs £80,000–£150,000+ per year including on-costs. A fractional CFO delivers the same board-level expertise for a fraction of that, with fees scaled to the level of support your business needs — typically a fixed monthly amount based on your chosen package.
    Is a Fractional CFO worth it for a small business?
    If your turnover is above £1M and you're making hiring, pricing or investment decisions without reliable financial insight, the return usually far outweighs the cost. Clients typically see value through improved margins, stronger cash flow, better pricing decisions and avoiding costly mistakes.
    What should I expect from a good Fractional CFO?
    More than reporting. Expect proactive challenge, forward-looking forecasts, real-time visibility of your numbers, sector-relevant commercial advice and clear accountability. A good fractional CFO should be driving decisions and measurable outcomes — not just presenting last month's figures.
    How quickly will we see results?
    Most clients gain meaningful cash and margin visibility within the first 90 days, following the strategy kickoff, scorecard build and break-even analysis. Longer-term value — stronger margins, confident scaling, increased business value — compounds over subsequent quarters.

    Ready to get started with Fractional CFO?

    Get a no-obligation quote tailored to your business.